*{
margin: 0;
padding: 0;
}

body {
font-family: arial;
font-size: 12px;
color: #000;
text-align: center;
background-image: url("hg.jpg");
background-repeat: repeat-x;
background-color: #FBFBFB;
}

td {
font-family: arial;
font-size: 12px;
color: #000;
vertical-align: top;
}

b {
color: #003665;
letter-spacing: 2px;
}

i {
color: #003665;
}

h1 {
color: #003665;
font-size: 30px;
letter-spacing: 4px;
margin-bottom: 12px;
padding-left: 20px;
font-weight: normal;
}

h2 {
color: #002D5B;
font-size: 20px;
letter-spacing: 2px;
margin-bottom: 5px;
padding-left: 20px;
font-weight: normal;
margin-top: 20px;
}

h3 {
color: #003665;
font-size: 16px;
letter-spacing: 2px;
margin-bottom: 5px;
padding-left: 20px;
font-weight: bold;
}

#center {
margin: 75px auto;
width: 850px;
background: url(content.jpg) repeat-y;
}

#head {
background: url(head.jpg) no-repeat;
height: 350px;
}

#navigation {
float: left;
margin: -118px 0 0 70px;
line-height: 40px;
text-align: left;
width: 175px;
}

#content {
float:left;
margin: -140px 0 0 10px;
text-align: left;
width: 510px;
line-height: 180%;
}

#footer {
clear: left;
font-size: 10px;
text-align: center;
margin: 70px 0 0 0px;
height: 100px;
width: 850px;
line-height: 150px;
background: url(footer.jpg) no-repeat bottom;
}

a, a:active, a:visited {
color: #003665;
text-decoration: underline;
}

a:hover {
color: #000;
text-decoration: none;
}

a.nav, a.nav:active, a.nav:visited {
font-weight: normal;
font-style: normal;
color: #000;
letter-spacing: 1px;
text-decoration: none;
font-size: 14px;
}

a.nav:hover {
font-weight: normal;
font-style: normal;
color: #000;
letter-spacing: 1px;
text-decoration: underline;
font-size: 14px;
}

input {
color: #000;
font-size: 12px;
font-family: Arial;
border: 1px solid #000;
background-color: #FFF;
}

textarea {
color: #000;
background-color: #FFF;
font-size: 12px;
font-family: Arial;
background-image: url("images/textarea.jpg");
border: 1px solid #000;
width: 330px;
height: 100px;
}